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Housing Association Social Finance

Advising housing associations on accessing diversified sources of social finance, including social investment alongside traditional bond finance and bank lending.

Housing associations occupy a unique position in the social investment landscape. As substantial organisations with significant asset bases and regulated revenue streams, they have access to a broader range of financial instruments than smaller charities or social enterprises.

Finance options for housing associations

  • Traditional bond finance — accessing capital markets directly
  • Social loans — from specialist social lenders and community development finance institutions
  • Blended finance — combining grant, loan, and equity components for complex development projects

Independent advisory services

I For Change provides independent financial advice to housing associations considering new financing structures, with particular expertise in outcome-based finance and the intersection between social value creation and financial returns.

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